St. Louis car accident lawyer focused on full recovery
You are not alone after a crash
Straight answers for St. Louis drivers
A serious wreck brings medical bills, repair headaches, and calls from insurers. The Law Offices of Stephen A. Zarky helps crash victims across St. Louis City and County, from downtown and Midtown to Creve Coeur and Oakville. As a car crash attorney in St. Louis, Stephen guides you on treatment, documentation, and timing so your claim reflects the true impact of the collision. If the other driver was impaired, coordinated strategy with DWI defense can protect your rights while the civil claim moves forward.
Common causes of car accidents
How crashes happen and why proof matters
Distracted Driving
Texting, in-car screens, and calls lead to missed signals and rear-end impacts.
Drunk Driving
Evidence from the criminal case can support liability in the civil claim.
Speeding And Reckless Driving
High-speed merges on I-64 or I-270 and aggressive lane changes are frequent causes.
Weather-Related Crashes
Rain or ice does not excuse unsafe driving for conditions.
Intersection Collisions
Running lights or failing to yield at busy corridors like Kingshighway and Grand often produces serious injuries.
Commercial Truck Accidents
Larger policies and federal rules mean more complex claims when a semi is involved.
What compensation can you receive
Damages that make you whole under Missouri law
Compensation can include emergency care, therapy, surgery, future treatment, lost wages, diminished earning capacity, vehicle damage, and pain and suffering. In cases involving extreme conduct, punitive damages may be available. Many families in St. Charles County or Jefferson County want to know how policy limits affect recovery and how long claims take in local courts. Stephen explains these factors and maps the likely timeline at the start.
How Stephen Zarky handles your car accident case
From first call to resolution
01.
Investigation & Evidence Gathering
Accident reports, scene photos, black box data, and witness statements are collected and preserved. Experts are engaged when needed.
02.
Establishing Fault
Missouri’s comparative fault rules require clear proof. Stephen pushes back when insurers try to blame the injured person.
03.
Dealing With Insurance Adjusters
You will not have to negotiate alone. Stephen prepares a demand only after the medical picture is clear.
04.
Negotiation & Litigation
If an insurer refuses a fair settlement, a lawsuit is filed and trial preparation begins. Court experience in our region helps keep cases moving.
If you want broader context on options, many readers review personal injury guidance before they decide on next steps for a crash claim.
How long do I have to file in Missouri?
The personal injury statute of limitations is generally five years, but evidence is easier to secure early.
Should I accept the first offer?
Early offers often undervalue future care and lost income. Get advice before signing any release.
What does it cost to hire a car accident lawyer?
Contingency fee representation means no upfront legal fee. The firm is paid only if there is a recovery.